Category Archives: Finances

Using a credit card for emergencies…

Although not essential, there are three reasons why you may want to use a credit card instead of a debit card: 1) Hiring a car – many companies require you to have a valid credit card. One possibility though is to sign up for the company loyalty scheme, that way rentals are charged to the debit card on… Read More »

Frugality and minimalism aren’t deprivation

A common misconception is that those who follow frugality and minimalism are somehow depriving themselves. As I discussed in ‘what is minimalism‘, there are no minimalism/frugality rules that you must adhere to – it’s different for everyone as they will have their own interpretation. Just as retirement doesn’t mean not working ever again. It is not that you… Read More »

My personal finance blog is for weirdos

Weirdos that want to learn more about personal finance that is. If you have found your way to my site, you are likely to have an interest in personal finance. I share tips here I’ve picked up online – that will save you both time and money, and make things much easier for you. I’ll also help you… Read More »

How to minimise your motoring costs

Of course, the absolute best way is by not having any – eliminating unnecessary journeys and instead utilising taxis, public transport and feet. But, should you have need of a vehicle then I’ll cover three common possibilities to see what costs you the least amount. For the purposes of this, we’ll take the costs over 6 years as… Read More »

Opportunities are all around

If you want to get ahead, there are many opportunities. Indeed, for example, 40% of executives at a large burger chain started out ‘flipping burgers.’ However, in order to get ahead it does require an investment of your time – in the short-term perhaps by working overtime for more money or taking a second job(for a reasonable number… Read More »