Category Archives: Finances

A few small tweaks to your finances can bring great results. I cover how to maximise your limited money resource, to avoid overspending without useful extra benefits.

Learn more to earn more

If you are looking to increase your earnings, then training is to be recommended. When I started my career I was learning in my spare time – this meant evenings and weekends on top of the normal working day. It’s something that should always continue, even if you are not in a professional area that requires annual CPD(Continuing… Read More »

Stop consuming & start creating for success

Some people complain that they would like to write a book themselves. Someday. When they have time. Others complain about low earnings. Yet if you don’t take the initiative with respect to taking on extra work or training… It’s a sad fact that on average people in the UK now watch 24 hours of TV a week. It… Read More »

What is more important – hours or results?

When you run your own business, you choose your hours. While many people start a business to get a better work/life balance you will likely find that you end up working more hours initially – but this is ok, as it is an investment in your future. However, you need to be very aware of this only being… Read More »

The fun vs. cost scale

This is a great concept I discovered online – allocating a number to experiences: Fun x cost = fun value number The number will vary as you are in different life stages, so just because you were doing something in the past it’s ok to move on to other things as your priorities change. For example, I used… Read More »

What is man (or woman) math?

This is an intriguing expression I discovered in an online forum. Basically, man/woman math(s) involves justifying a dodgy financial decision using the power of math and perhaps incomplete facts in your assumptions. It can be easy to fall prey to the numbers, and end up being able to justify something that doesn’t make good financial sense at all.… Read More »