Category Archives: Finances

That £250,000 cup of coffee

There’s nothing wrong with the occasional treat, or indeed a daily treat should you so wish. But, the danger comes from supposedly small purchases that actually add up significantly – usually without people realising it. I’m using a cup of coffee as an example, but that could easily apply to other small purchases. Personally, I have a penchant… Read More »

Using a credit card for emergencies…

There are three areas where you might initially think about using a credit card instead of a debit card. However I’ll show you that there are in fact other options available to you: 1) Hiring a car – many companies require you to have a valid credit card. One possibility though is to sign up for the company… Read More »

Frugality and minimalism aren’t deprivation

A common misconception is that those who follow frugality and minimalism are somehow depriving themselves. As I discussed in ‘what is minimalism‘, there are no minimalism/frugality rules that you must adhere to – it’s different for everyone as they will have their own interpretation. Just as retirement doesn’t mean not working ever again. It is not that you… Read More »

My personal finance blog is for weirdos

Weirdos that want to learn more about personal finance that is. If you have found your way to my site, you are likely to have an interest in personal finance. I share tips here I’ve picked up online – that will save you both time and money, and make things much easier for you. I’ll also help you… Read More »

How to minimise your motoring costs

Of course, the absolute best way is by not having any – eliminating unnecessary journeys and instead utilising taxis, public transport and feet. But, should you have need of a vehicle then I’ll cover three common possibilities to see what costs you the least amount. For the purposes of this, we’ll take the costs over 6 years as… Read More »