How to get free taxis, forever

Following on from my post about reducing car usage, there is a way to get free taxis forever. The average UK new car price was £29,000 in 2012… so if you instead invest that say £30,000 you can take £1200 a year at the regular 4% return – giving you £100 a month forever to spend on taxis.… Read More »

One day in Edinburgh

Having visited Edinburgh frequently, this is my recommended itinerary if you only have one day. My Edinburgh tour starts and ends at Waverley station, so is easy to do wherever you are coming from. Starting at Waverley station, you may want to take one of the open-top bus tours that run from here and bring you back afterwards.… Read More »

What is minimalism?

The great thing about minimalism is that it varies from person to person, so is unique to the individual. One good description I’ve heard(from the minimalists) is: “Minimalism isn’t that you don’t have things, but rather that the things don’t have you“ Three examples of what minimalism could be: 1) Joshua Becker is a minimalist, but has a… Read More »

What is success, how do you define it?

Contrary to what many people may have been led to believe, your success isn’t defined by advertising. Many of the alleged ‘symbols of success’ advertised can be freely obtained through finance, so cannot be used as a reliable method to define when you might believe you have ‘made it.’ In 1879 Will Rogers said: “Too many people spend… Read More »

Finance is actually just time travel

This is a brilliant concept I picked up from a blog by Rachel Cruze. When you think about it, finance or credit doesn’t actually create anything – all that it does is allow you to time travel into the future and ‘steal’ your future earnings… When you take out a loan, all you create is a future liability… Read More »