How to solve a recruitment ‘crisis’

Several industries appear to be reporting an alleged ‘crisis’ in recruiting people – for example transport, health or even baristas. However, an article on a pilot ‘shortage’ makes good points that are equally relevant to any profession: The job market It is rightfully called a market – supply and demand applies to workers and jobs. When there are… Read More »

Apprenticeship or university?

There are some sad statistics for graduates – perhaps up to 2/3 of them will never pay back their student loans. In the modern world, having a degree is no longer a guarantee of a high income. And particularly so if that degree is in a subject with less commercial demand from employers. While a degree in something… Read More »

Insuring yourself for medical issues

Many people forget to look at taking out insurance on themselves, instead assuming that they may be covered by state benefits. However, as I mentioned previously, an increasingly aged population mean that benefits are likely to reduce over time. Even at present levels, are the amounts paid and service levels sufficient for your needs? It is most likely… Read More »

Your passions and your profession

These can be interlinked, and you should indeed make sure that what you are spending most of your time doing is what you want to. However, you do need to be sensible and make good financial choices – perhaps coming to a solution that indulges your passion while also providing financial security and growth. Two of my passions… Read More »

Planning the income from your state pension

Very sadly, there appears to be somewhat of an agreement between many people as to what amount you should assume you will receive from your state pension when planning retirement savings requirements… zero Of course, you may actually receive something (perhaps along the lines of these US plans) – but for the purposes of planning how much you… Read More »