How do you eat a banana?

Very much like the urban legend of the ham*, it’s a great example of how people can carry on doing the same thing and pass that on to others without really understanding things. You pull the stalk and peel it, right? Wrong – you pinch the other end and then peel. It’s much easier, no mess, and it’s… Read More »

That £250,000 cup of coffee

There’s nothing wrong with the occasional treat, or indeed a daily treat should you so wish. But, the danger comes from supposedly small purchases that actually add up significantly – usually without people realising it. I’m using a cup of coffee as an example, but that could easily apply to other small purchases. Personally, I have a penchant… Read More »

Using a credit card for emergencies…

Although not essential, there are three reasons why you may want to use a credit card instead of a debit card: 1) Hiring a car – many companies require you to have a valid credit card. One possibility though is to sign up for the company loyalty scheme, that way rentals are charged to the debit card on… Read More »

Frugality and minimalism aren’t deprivation

A common misconception is that those who follow frugality and minimalism are somehow depriving themselves. As I discussed in ‘what is minimalism‘, there are no minimalism/frugality rules that you must adhere to – it’s different for everyone as they will have their own interpretation. Just as retirement doesn’t mean not working ever again. It is not that you… Read More »

My experiment with a uniform wardrobe

With a uniform wardrobe you have several identical items that you wear, like a uniform, and just change into fresh ones each day. It is followed by several high-profile people, such as Mark Zuckerberg and the late Steve Jobs. The idea is supposed to be that it frees up your mind from making small decisions, so that you… Read More »