Using a credit card for emergencies…

There are three areas where you might initially think about using a credit card instead of a debit card. However I’ll show you that there are in fact other options available to you: 1) Hiring a car – many companies require you to have a valid credit card. One possibility though is to sign up for the company… Read More »

Frugality and minimalism aren’t deprivation

A common misconception is that those who follow frugality and minimalism are somehow depriving themselves. As I discussed in ‘what is minimalism‘, there are no minimalism/frugality rules that you must adhere to – it’s different for everyone as they will have their own interpretation. Just as retirement doesn’t mean not working ever again. It is not that you… Read More »

My experiment with a uniform wardrobe

With a uniform wardrobe you have several identical items that you wear, like a uniform, and just change into fresh ones each day. It is followed by several high-profile people, such as Mark Zuckerberg and the late Steve Jobs. The idea is supposed to be that it frees up your mind from making small decisions, so that you… Read More »

My personal finance blog is for weirdos

Weirdos that want to learn more about personal finance that is. If you have found your way to my site, you are likely to have an interest in personal finance. I share tips here I’ve picked up online – that will save you both time and money, and make things much easier for you. I’ll also help you… Read More »

How to minimise your motoring costs

Of course, the absolute best way is by not having any – eliminating unnecessary journeys and instead utilising taxis, public transport and feet. But, should you have need of a vehicle then I’ll cover three common possibilities to see what costs you the least amount. For the purposes of this, we’ll take the costs over 6 years as… Read More »